:root{
  --navy:#072C5E; --navy-2:#041d40; --gold:#EFAE0F; --gold-2:#d99b05;
  --ink:#0f1b2d; --muted:#51607a; --line:#e3e8f0; --soft:#f4f7fb; --white:#fff; --wa:#0f7a3d;
  --radius:16px; --shadow:0 12px 40px rgba(7,44,94,.18);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3{font-family:Manrope,Inter,sans-serif;line-height:1.15;margin:0 0 .6em;letter-spacing:-.02em}
h1{font-size:clamp(2rem,4.6vw,3.2rem);font-weight:800}
h2{font-size:clamp(1.55rem,3vw,2.2rem);font-weight:800}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}
.wrap{width:min(1160px,100% - 32px);margin-inline:auto}
.wrap--narrow{width:min(780px,100% - 32px)}
.center{text-align:center}

/* botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;padding:.95em 1.5em;border-radius:999px;font:700 1rem Manrope,Inter,sans-serif;text-decoration:none;border:0;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s;min-height:48px}
.btn:hover{transform:translateY(-1px)}
.btn:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #fff;outline-offset:2px;box-shadow:0 0 0 5px var(--navy)}
.btn--gold{background:var(--gold);color:var(--navy-2);box-shadow:0 6px 18px rgba(239,174,15,.35)}
.btn--gold:hover{background:var(--gold-2)}
.btn--navy{background:var(--navy);color:#fff}
.btn--wa{background:var(--wa);color:#fff}
.btn--ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.6)}
.btn--sm{padding:.65em 1.1em;font-size:.92rem;min-height:42px}
.btn--block{width:100%}

/* topo */
.topbar{position:sticky;top:0;z-index:30;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08)}
.topbar__in{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 0}
.brand img{width:150px;height:auto}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,#12437f 0,transparent 60%),linear-gradient(180deg,var(--navy),var(--navy-2));color:#fff;padding:48px 0 64px}
.hero__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.eyebrow{display:inline-block;font:700 .8rem Manrope,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.eyebrow--dark{color:var(--navy)}
.lead{font-size:1.15rem;color:#dbe6f6;max-width:34em}
.hero__pills{list-style:none;padding:0;margin:20px 0;display:flex;flex-wrap:wrap;gap:10px}
.hero__pills li{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:6px 14px;border-radius:999px;font-size:.9rem}
.hero__who{color:#cfdcf1;font-size:.98rem}
.hero__who strong{color:#fff}
.hero__card{background:#fff;color:var(--ink);border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.hero__photo{width:100%;aspect-ratio:16/8;object-fit:cover;object-position:50% 30%}
.form{padding:22px 24px 26px}
.form h2{font-size:1.35rem;margin-bottom:12px;color:var(--navy)}
.form label{display:block;font-weight:600;font-size:.88rem;margin:10px 0 4px}
.form input[type=text],.form input[type=tel]{width:100%;padding:.85em 1em;border:1.5px solid #cdd6e4;border-radius:12px;font:inherit;background:#fff;min-height:48px}
.form input:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px rgba(7,44,94,.2)}
.form input.err{border-color:#c0392b}
.form .btn{margin-top:16px}
.hp{position:absolute!important;left:-9999px;opacity:0;height:0;width:0}
.form__msg{min-height:1.2em;margin:10px 0 0;font-size:.92rem;font-weight:600}
.form__msg.ok{color:#14733a}.form__msg.bad{color:#b03a2e}
.form__legal{font-size:.78rem;color:var(--muted);margin:8px 0 0}
.or{display:flex;align-items:center;gap:10px;color:var(--muted);font-size:.85rem;margin:14px 0 0}
.or::before,.or::after{content:"";flex:1;height:1px;background:var(--line)}
.or+.btn{margin-top:12px}

/* benefícios */
.benefits{background:var(--gold);color:var(--navy-2)}
.benefits__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:22px 0}
.benefits strong{display:block;font:800 1.02rem Manrope,sans-serif}
.benefits span{font-size:.9rem;opacity:.9}

/* seções */
.section{padding:72px 0}
.section--soft{background:var(--soft)}
.section--navy{background:var(--navy);color:#fff}
.section__title{text-align:center;margin-bottom:36px;color:var(--navy)}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.steps__n{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--gold);font:800 1.1rem Manrope,sans-serif;margin-bottom:14px}
.steps p{color:var(--muted);margin:0}
.note{text-align:center;color:var(--muted);font-size:.92rem;margin:24px 0 0}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split--rev .split__img{order:-1}
.split__img img{border-radius:var(--radius);box-shadow:var(--shadow);width:100%}
.split__img--portrait{display:flex;justify-content:center}
.split__img--portrait img{width:100%;max-width:380px;aspect-ratio:3/4;object-fit:cover;object-position:50% 40%}
.split__text p{font-size:1.05rem}
.section--navy .split__text p{color:#dbe6f6}
.selo{display:inline-block;background:#fff;border-radius:12px;padding:10px 16px;margin-bottom:18px}
.selo img{height:44px;width:auto}
.selo--footer{margin:16px 0 8px}.selo--footer img{height:36px}
.split__text .btn{margin-top:8px}
.checks{list-style:none;padding:0;margin:0 0 22px}
.checks li{padding-left:30px;position:relative;margin-bottom:10px}
.checks li::before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:50%;background:var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23EFAE0F' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/70% no-repeat}

.cards{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.cards--4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:var(--radius);padding:22px;display:flex;flex-direction:column}
.card p{color:var(--muted);flex:1}
.card a{font-weight:700;color:var(--navy);text-decoration:none;font-size:.95rem}
.card a:hover{text-decoration:underline}
.post{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;text-decoration:none;display:flex;flex-direction:column;gap:8px;transition:box-shadow .15s,transform .15s}
.post:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.post span{font:700 .75rem Manrope,sans-serif;text-transform:uppercase;letter-spacing:.08em;color:#8a5f00}
.post strong{font:700 1.05rem Manrope,sans-serif;color:var(--navy);line-height:1.3}
.link{font-weight:700;color:var(--navy)}

.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font:700 1.05rem Manrope,sans-serif;padding:18px 28px 18px 0;list-style:none;position:relative;color:var(--navy);min-height:48px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--navy)}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);padding-bottom:18px;margin:0}

.final{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;text-align:center;padding:72px 0}
.final__in{max-width:700px}
.final p{color:#dbe6f6;font-size:1.1rem}
.final__cta{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:24px}

.footer{background:var(--navy-2);color:#b9c8e0;padding:40px 0 100px;font-size:.9rem}
.footer__grid{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.footer__brand img:first-child{width:150px}
.footer__links{display:flex;flex-direction:column;gap:8px}
.footer__links a{color:#fff}
.footer__legal{margin-top:24px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:.8rem;color:#93a6c4}

.wa-float{position:fixed;right:16px;bottom:16px;z-index:40;width:58px;height:58px;border-radius:50%;background:var(--wa);color:#fff;display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.3)}
.cookie{position:fixed;left:16px;right:90px;bottom:16px;z-index:35;background:#fff;color:var(--ink);border-radius:14px;box-shadow:var(--shadow);padding:14px 16px;display:flex;gap:14px;align-items:center;font-size:.85rem;max-width:560px}
.cookie[hidden]{display:none}
.cookie p{margin:0}

@media(max-width:960px){
  .hero__grid,.split{grid-template-columns:1fr;gap:28px}
  .split--rev .split__img{order:0}
  .benefits__grid{grid-template-columns:1fr 1fr}
  .steps,.cards--4{grid-template-columns:1fr 1fr}
  .cards{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .hero{padding:28px 0 40px}
  .section{padding:52px 0}
  .steps,.cards,.cards--4,.benefits__grid{grid-template-columns:1fr}
  .benefits__grid{gap:14px}
  .brand img{width:120px}
  .cookie{right:16px;bottom:86px;flex-direction:column;align-items:stretch}
  .split__img--portrait img{max-width:280px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.post{transition:none}}

.cta-box{padding:24px 24px 28px}
.cta-box h2{font-size:1.4rem;color:var(--navy);margin-bottom:8px}
.cta-box p{color:var(--muted)}
.cta-box .btn{margin-top:6px;font-size:1.05rem;min-height:54px}
.cta-box__small{font-size:.82rem;margin:12px 0 0;text-align:center}

.footer__brand img:first-child{margin-bottom:20px}
.footer__brand p{margin:0}

.lead strong{color:#fff;font-weight:700}

.addr{font-style:normal;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:14px 16px;margin:0 0 18px;color:var(--ink)}
.addr strong{display:block;color:var(--navy)}
.chips{list-style:none;padding:0;margin:20px 0 0;display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.chips li{background:#fff;border:1px solid var(--line);color:var(--navy);font-weight:600;padding:8px 16px;border-radius:999px}
@media(min-width:961px){.cookie{left:50%;right:auto;transform:translateX(-50%);width:min(620px,calc(100% - 32px));max-width:none}}